Personal Savings Accounts
SAVING FOR A RAINY DAY HAS NEVER BEEN EASIER:
To keep your money working, we offer a full complement of money market/savings products to earn interest on your excess funds. From Savings Accounts to Money Market Accounts, we can help you find a way to invest your excess funds.
Check out our current rates and offerings.
No matter what you’re saving for, with Community Bank, you can start saving today. Soon that vacation, your new home, or your retirement, will seem much more attainable with your Community Bank savings account. View information for our Savings Accounts or our Sand Dollar Money Market accounts below.
Safe Harbor Savings
- Minimum to open: $100.00
- $100.00 minimum balance to avoid $5 monthly maintenance charge
- Interest bearing account
- Variable interest rate is earned on daily balance
- Minimum balance required to earn APY
Sandpiper Student Savings
- Minimum to open: $10.00
- Eligible for students up to age 24
- $10.00 minimum balance to avoid $1 monthly maintenance charge
- Interest bearing account
- Variable interest rate is earned on daily balance
- Minimum balance required to earn APY
High Tide Special Savings
- Minimum to open: $1.00
- Flexible "club" savings account
- Interest bearing account
- Variable interest rate is earned on daily balance
- Minimum balance required to earn APY
- No monthly maintenance charge
- You may not make any withdrawals prior to distribution date. If a withdrawal is desired the account must be closed.
Sand Dollar Money Market
- Minimum to open: $1000
- $1000.00 minimum balance to avoid $5 monthly maintenance charge
- Interest bearing account
- Variable interest rate is earned on daily balance
- Minimum balance required to earn APY
- 50 FREE checks when you open your account!
Sand Dollar Money Market Plus
- Minimum to open: $2500.00
- $2500.00 minimum balance to avoid $25 monthly maintenance charge
- Interest bearing account
- Variable interest rate is earned on daily balance
- Minimum balance required to earn APY
- 50 FREE checks when you open your account!
VARIABLE RATE ACCOUNTS: Your interest rate and Annual Percentage Yield (APY) may change. At our discretion, we may change the interest rate on your account at any time. For current rate and APY information, please call us at (302) 226-3333 or stop by your nearest branch.
COMPOUNDING & CREDITING: For an Interest-Bearing Checking Account and Money Market Account, interest will be compounded daily and will be credited to your account monthly. For a Savings Account, interest will be compounded daily and credited to your account monthly. For a Club Account, interest is compounded daily and will be credited at maturity. If you close your account before interest is credited, you will not receive the accrued interest.
DAILY BALANCE: Your DAILY BALANCE is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.