Mortgages
Whether you are looking for a conventional or a jumbo loan (over $484,350), we have a solution. We know our market and can help you navigate all the options to get you the home that you desire at competitive rates.
Mortgage Options:
- Long Term Fixed Rate (Refinancing or purchase)
- Adjustable Rate
- Lot Financing
- Construction Financing
Fixed Rate Mortgages
We offer competitive rates and personal service to help you navigate the mortgage process. Call or stop in to discuss the advantages and disadvantages of a long-term mortgage. We will work to provide a solution that meets your needs.
Adjustable Rate Mortgages
We offer competitive rates and personal services to help you navigate the mortgage process. For some clients, that offers a money saving solution. We work to provide custom solutions that meet your needs.
Lot Loans
Not ready to buy a new home, but want to secure that lot? We understand. That’s why we offer Lot Loans that allow you to buy your lot without signing on for a large construction loan as well as assisting you in the building process and a long term mortgage when you’re ready.
Construction Loans
If you are ready to build, or if you’re buying a lot for the first time, we offer a solution. We provide construction financing to buy your lot and build your home all in an easy, simple step. We will provide funds to acquire the lot, then work with your builder to advance funds to complete your new home.
We offer both conventional and jumbo construction loans.
Jumbo Mortgages
Need a loan in excess of $484,350? We offer a full complement of fixed and variable rate Jumbo Loan products to meet your needs. From Construction to Permanent Loans to refinances, our team can offer you a solution.
Contact us for more information on mortgages or Home Equity Loans. Call us at (302) 226-3333 to get a personal appointment with one of our mortgage lenders or stop in to visit us at one of our two convenient locations in Rehoboth Beach or Lewes, Delaware.
WM. Jack Riddle
302-249-9900
NMLS# 514400
Ronda Douglas NMLS# 514401 • Dave Van Pelt NMLS# 576804 • Alfred Cannon NMLS# 1665124
NMLS-Nationwide Mortgage Licensing System and Registry
The Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E Act) requires that individual mortgage loan originators be registered with the Nationwide Mortgage Licensing System and Registry (NMLS), the Federal system developed and maintained for registering mortgage loan originators employed by Agency-regulated institutions.